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MultiPlan Drug Rehab Coverage

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Pay for Rehab with Multiplan

MultiPlan Health Insurance

Entering rehab is exciting, but it’s okay to admit that it’s a bit scary, too. Money is usually one of the primary concerns someone starting a drug addiction or alcohol treatment program has. Don’t worry — insurance can often cover at least a portion of your time at rehab. Plus, there are plenty of financing options in case you’re not covered. Read on to find out more about MultiPlan addiction treatment coverage and find out if it can help pay for your treatment plan.

MultiPlan isn’t a health insurance provider; instead, it’s the largest facilitator of PPO networks in the United States. It provides nationwide access to more than 4,200 hospitals, 90,000 ancillary care clinics and more than 450,000 physicians and specialists. MultiPlan can give you a discounted rate at specific rehab centers and connects clients with PPO health care providers.

Often, with a PPO, the monthly premiums are a little higher than an HMO, but you pay extra for more attractive deductibles. Some insurance carriers and payers work with MultiPlan, and if this is the case, their coverage is deemed to be part of the MultiPlan network.

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How Multiplan Can Help you Recover

Alcohol Rehab Insurance Coverage With MultiPlan Explained

MultiPlan’s coverage plans are highly complex. An insurance policy through MultiPlan will cover a broad range of services, including addiction treatment center services. The Affordable Care Act means that insurance providers must offer some level of care for people who require essential health care services, including mental health and substance abuse treatment.

If you’re covered by a MultiPlan health insurance provider that’s part of the MultiPlan network, you could be entitled to a percentage of the cost of detox, inpatient treatment, intensive outpatient treatment and services such as individual therapy and medication management.


Drug Rehab Insurance Coverage With MultiPlan Explained

There are various MultiPlan policies, which provide different levels of coverage. In some cases, it might cover 30, 60 or 90 days. If MultiPlan deems substance use treatment to be a medical necessity in your situation and you’re at an in-network facility, you could benefit from the following drug treatment services:

  • Detoxification
  • Outpatient rehab
  • Intensive outpatient rehab
  • Partial hospitalization
  • Treatments required during outpatient care

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Insurance can help you pay for rehab

What Are the Insurance Benefits for Addiction and Mental Health Treatment?

In terms of mental health disorders and addiction, the amount of coverage you’re entitled to depends entirely on your health insurance plan, where you live and whether you’re seeking addiction and behavioral health treatment at an in-network facility. This type of PPO plan tends to be flexible enough to let you choose your network provider without a referral. Still, it’ll usually need to be in-network for you to receive more appealing deductible rates.

Does MultiPlan Cover Residential Inpatient Treatment?

PPO plans like MultiPlan tend to give you more freedom of choice than an HMO. You’ll find a broad range of residential treatment options available to you, with the opportunity to see specialists with referrals from a doctor. As such, as long as you have the right plan and you’ve chosen an in-network facility, your MultiPlan insurance should cover some of your costs. Three crucial factors determine the exact percentage:

  • What you’re liable to pay out of pocket
  • The state you live in
  • If the rehab clinic is in-network

Change Your Life With Drug and Alcohol Addiction Treatment

Help from a rehab facility doesn’t just help you get back on your feet; it’s your chance to learn how to thrive without a drug or alcohol addiction holding you back. Call our phone number at Valley Recovery Center today to find out more about whether you or a loved one are entitled to substance abuse coverage from MultiPlan.

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