Beacon Insurance Drug Rehab Coverage
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Pay for rehab with beacon
Beacon Insurance
Drug or alcohol addiction is a disease that can tear families apart and ruin people’s lives. Specialized substance abuse treatment at a rehab facility is the ideal way to start your journey to addiction recovery and a brighter future. Now you’ve decided to start a rehab program, finding out the costs is probably one of your main priorities. Luckily, insurance benefits can cover a portion of the charges, provided the rehab center or treatment facility you choose is included in your plan.
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How Beacon Can Help you Recover
Beacon and Addiction Treatment
Beacon serves more than 40 million people across the United States, with a specific focus on behavioral health, including substance use disorders, mental health issues, specialty programs for people with autism and an employee assistance program.
If you’re a member of Beacon, it’ll likely cover some of your costs for inpatient or outpatient treatment options. The Affordable Care Act of 2010 made it compulsory for health insurance companies to include essential health services and included mental health and drug addiction in its definitions. Beacon emerged in 2014 as a specialist in addiction and mental health, with a range of plans to suit people’s varying budgets.
Get treatment with the help of insurance
Does Beacon Cover Inpatient and Outpatient Rehab?
Beacon plans tend to offer Beacon drug rehab coverage and Beacon alcohol rehab coverage in both an inpatient and outpatient setting. The exact insurance coverage and details of what you’re entitled to depend on the plan you’ve chosen. Plan holders generally need to contribute co-pays, which are for specific services and must be paid upfront. Additionally, you’ll need to meet the appropriate deductible amount, which is the total paid for all services before your insurance provider starts contributing.
A wide range of inpatient clinics is covered under a Beacon plan, although the exact amount you’re entitled to varies depending on the monthly plan you’ve opted for. The policy usually includes inpatient programs, while you’ll need to contribute a certain amount to others. In most cases, you’ll need to meet deductibles and pay co-pays before Beacon starts helping. Some of the costs that might be included under Beacon addiction treatment coverage include:
- Evaluation and individual therapy
- Addiction treatment medication
- Medical exams and care
- Residential rehab stays
Can I Get Detox With Beacon Coverage?
In many cases, you’ll need to go through detox before beginning treatment services so you get the best chance for success. Beacon understands that this is an essential part of most people’s recovery journey and provides coverage at qualifying addiction treatment clinics. Once you’ve been through the detox process, your body and mind are ready for rehabilitation.
Do Treatment Centers Have to Be In-Network?
In general, Beacon requires addiction treatment centers to be in-network, with out-of-network services paid for out of pocket. Sometimes, you might have a plan that includes a partnership with another insurance provider, in which case you’ll also have coverage for the clinics that are in-network with the partner.
If you find yourself in an emergency or receive out-of-network services unknowingly, you’re protected by Beacon. Even if you are in-network, bear in mind that you’ll still be liable for co-pays and deductibles.
Can I Verify My Beacon Addiction Treatment Coverage Benefits?
At Valley Recovery Center, we want to make your life as easy as possible so you can focus on getting better. Enter your details into our online form and our team will do the legwork of finding out if your insurance plan covers treatment with us. Don’t worry — we’ll keep all of your personal information safe and secure.